What is the meaning of TST on a credit card?

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What is the meaning of TST on a credit card?

When looking at TST on a credit card statement, the meaning can vary depending on the context. Here are some possible interpretations:

  1. Transaction Status: "TST" could represent "Transaction Status" on a credit card statement. This indicates the status of a specific transaction, such as approved, declined, or pending.

  2. Toast Payment Processor: In some situations, a "TST" charge on a credit card statement might be linked to the payment processor Toast. Toast is a widely used system for processing payments, and the TST label is included in the transaction description for tracking purposes.

  3. Merchant Identifier: TST may be an abbreviation or code used by a particular merchant to identify their business. Some merchants use internal codes instead of their full business names, making it challenging to identify the transaction without additional context.

  4. Transaction Description: TST could serve as a brief transaction description. Merchants sometimes provide generic or abbreviated descriptions on credit card statements, using codes like TST. Comparing the date and amount of the TST entry with your records can help identify the purchase.

The specific interpretation of TST on a credit card statement can vary based on the issuing financial institution and the context. If you encounter a TST charge you don't recognize or have concerns about, reaching out to your credit card company for clarification is recommended.


For more information, you can refer to:

  1. Transaction Status
  2. What is a TST Charge on My Credit Card Statement? | Chase
  3. What Does TST Mean On Credit Card Statement | LiveWell
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